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Home Insurance Costs with Deductible Scenarios in Chelmsford, MA & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Chelmsford, MA $368500 $955 $1,314
Reading, MA $491200 $816 $1,123
Hudson, NH $256500 $660 $908
Carlisle, MA $793300 $529 $728
Pepperell, MA $326100 $667 $918
North Reading, MA $469200 $803 $1,104
Melrose, MA $463300 $787 $1,082
Acton, MA $559400 $857 $1,179
Lunenburg, MA $285300 $598 $823
Waltham, MA $463600 $975 $1,342

Impact of Coverage Amount on Home Insurance Cost In Chelmsford, MA

Coverage Amount Home Insurance Cost ($)
$100,000 $297
$200,000 $1,054
$300,000 $1,425
$400,000 $1,757
$500,000 $2,249
$750,000 to $1000,000 $2,600
Above $1000,000 $3,075


Chelmsford, MA Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Chelmsford, MA Average Home Insurance Cost$1,330.2
State Average Home Insurance Cost$1,410
Difference Vs national Average106.2

Top Homeowners Insurance Companies in Chelmsford, MA

Insurance Provider Average Homeowners Insurance Cost($)
Allstate $1,287
Liberty Mutual $1,247
United $906
Dorchester Mutual $881

Chelmsford, MA Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -173 1157
One Claim +106 1437
Two Claims +173 1503