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Home Insurance Costs with Deductible Scenarios in Fitchburg, MA & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Fitchburg, MA $183400 $631 $868
Rutland, MA $281800 $593 $816
East Pepperell, MA $262200 $793 $1,092
Milford, NH $238300 $638 $877
Lunenburg, MA $285300 $598 $823
Pepperell, MA $326100 $667 $918
South Ashburnham, MA $170700 $637 $876
Littleton Common, MA $352400 $1012 $1,392
Lancaster, MA $337100 $688 $947
Stow, MA $474800 $818 $1,126

Impact of Coverage Amount on Home Insurance Cost In Fitchburg, MA

Coverage Amount Home Insurance Cost ($)
$100,000 $444
$200,000 $1,496
$300,000 $1,885
$400,000 $2,362
$500,000 $3,023
$750,000 to $1000,000 $3,496
Above $1000,000 $4,134


Fitchburg, MA Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Fitchburg, MA Average Home Insurance Cost$878.4
State Average Home Insurance Cost$1,410
Difference Vs national Average-345.6

Top Homeowners Insurance Companies in Fitchburg, MA

Insurance Provider Average Homeowners Insurance Cost($)
Liberty Mutual $1,247
Preferred Insurance $929
Dorchester Mutual $881
Arebella $869

Fitchburg, MA Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -114 764
One Claim +53 931
Two Claims +105 984