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Factors Impacting Homeowners Insurance in Natick, MA

As a homeowner in Natick, MA, insurance is essential to protect your home and belongings. Homeowners insurance is a type of insurance coverage that helps protect your home and your possessions in case of a covered loss. It can help pay for home repairs or replace your belongings if they are damaged or destroyed in a covered event. Homeowners insurance also provides liability coverage, which can help protect you from financial losses if you are sued for damages caused by your negligence.

The average price of home insurance in Natick, MA, is $1526. Many types of homeowners insurance policies are available, so it's important to work with an insurance agent to find the right policy for your needs. Your agent can help you understand the coverage options and choose the right amount of coverage for your home. The best method for finding affordable homeowners insurance in Natick, Massachusetts, is to shop around and compare costs from several insurance providers. There are various ways to accomplish this. By getting in touch with the insurance firms directly, you can ask for quotes. Here are a few tips for finding low-cost homeowners insurance in Natick, Massachusetts.

Factors affecting home insurance in Natick, MA:

1. Home insurance rates by coverage levels

2. Home insurance rates by deductibles

3. Home insurance rates by the age of the house

4. Home insurance rates by the safety features

Homeowners Insurance in Natick, MA - Rates by Coverage Level

The amount of money the insurance provider will provide if your house is harmed or destroyed is known as the coverage level. Your rates will increase based on the level of coverage you choose. Based on the value of your home, the insurance provider determines the coverage level. The firm will determine a coverage level after considering your house's worth. The more coverage you have, the higher your rates will be. For example, in Natick, Massachusetts, homeowners pay $1187 for home insurance for a $300,000 coverage level and $281 for a $100,000 coverage level.

Based on coverage, the prices for home insurance in Natick, Massachusetts, are shown in the chart below.

Homeowners Insurance in Natick, MA - Rates by Deductibles

Your deductibles heavily influence your Elyria, Ohio, home insurance premiums. The bigger your deductible, the less you'll pay your premiums. You will have to make additional out-of-pocket payments if you have a claim. It's crucial to pick a deductible that works with your budget and makes you feel at ease. Homeowners in Natick, Massachusetts, who choose a $2000 deductible pay $1166 or their home insurance. When choosing a $500 deductible for their home insurance in Natick, Massachusetts, homeowners pay $1508.

Homeowners Insurance in Natick, MA - Rates by the Age of the Home

As the age of a home in Natick, MA, increases, so does the cost of homeowners insurance. This is because older homes are more likely to have problems that require expensive repairs, such as electrical or plumbing issues. In addition, older homes are more likely to suffer from weather-related damage, such as wind or hail. As a result, homeowners insurance premiums for older homes are typically higher than those for newer homes. Homeowners insurance for houses in Natick, Massachusetts, that is 30 or 40 years old, costs $1550 and $1585, respectively, but it only costs $1145 for recently constructed houses.

Homeowners Insurance in Natick, MA - Rates by the Safety Features

The more safety features a home has, the lower the insurance rates will be. Some of the most common safety features that insurers take into consideration are fire alarms, smoke detectors, and deadbolt locks. Homes with these features are less likely to experience a fire or break-in and therefore are less risky to insure. For instance, homes in Natick, Massachusetts, with deadbolts and fire extinguishers, pay $1405 and $1374 for home insurance. If you want to save on your homeowners insurance, ask your agent about discounts for safety features..

Top Home Insurance Companies in Natick, MA

Home Insurance Company A.M. Best Financial Strength Rating Homeowners Insurance Market share
GEICO A++ 16%
Liberty Mutual A 10.26%
Allstate A+ 9%
Erie A+ 7%
Nationwide A+ 5%

Top Liberty Mutual Home Insurance Agents in Natick, MA

Homeowners Insurance Agents Agent Address Contact Details
Brandon Roberts 220 Main St Ste C
03079-3185
603-898-5220
Todd Boone 1350 Division Rd #101
2893
Nate Duncklee 16 MAIN ST
2818
(401) 884-7800
Stephanie Ross Lutcf 50 Salem St
1940
Stacy Leissner 7 Christy Dr Ste 1
2301
Lisa Barnes 40 FENWOODD ST
1701
508-877-0078
Dion W Morant 646 Washington St Ste 4
2375
(508) 205-7211
Janee Ferrari 195 UNION ST
1510
978-365-4577
Jacob Wisel Lutcf 25 NEWPORT AVE EXT
2171
617-847-0005
Lauren Andreadis 2 EASTERN AVE
1615
508-831-9200

Top Allstate Home Insurance Agents in Natick, MA

Homeowners Insurance Agents Agent Address Contact Details
Khankham Thavongsack 201 VILLAGE ST
2053
508-533-8914
Stephen Helwig 49 Margin
1960
Dell Lawson 400 Amherst St
3063
(603) 886-0700
Lisa Amato 370 BOSTON POST RD
1776
978-443-0050
Kevin Mlynarek 1 Wall Street
1803
Steve Harper 27 Market Street
2370
Hub Intl Northwest 1207 COMMERCIAL ST
2189
781-337-3381
Todd Croker 229 Main Street
1757
United Agency Inc 100 Conifer Hill Dr Ste 103
www.unitedagencyks.com 1923

Email:united@unitedagencyks.com
Wayne Woolston 635 Mass Avenue 635 Mass Avenue Arlington
2476

Top Nationwide Home Insurance Agents in Natick, MA

Homeowners Insurance Agents Agent Address Contact Details
Willis S. Nesbit 8 Clarendon Street
2116
Whims Insurance And Financial Services Inc 379 Neponset Avenue Dorchester
2122
Victor F Nevarez Agency 18 Copeland Street
2169
Kyle Goyne Insurance Services Llc 1 MAIN ST
2860
401-726-3330
William S. Adams 95 Belmont Street
2375
Larry Cole Insurance Inc 75 DONNA DR
2341
781-293-6329
Zach Leonardo & Associates Llc 22 Concord Street
3061
Hollingsworth-Riddleberger 52 SECOND AVE 3RD FL
2451
888-717-1776
Jane Tampellini Agency Inc 201 MAIN ST
1450
978-448-3900
W. Keith Charles 5 Main St
2364

Top Erie Home Insurance Agents in Natick, MA

Homeowners Insurance Agents Agent Address Contact Details
Murray Insurance Agency 11 CONCORD ST
www.murrayinsuranceagency.com 3064
(603) 882-2766
Skyline Insurance Agency Inc 20 Park Ave.
1605
(508)242-7437
Email:RON@SKYLINEQUOTES.COM
Partlow Insurance Agency 549 HOPE ST
2809
401-253-5300
Wagner Insurance & Financial Inc. 590 Bedford Street
2351
Thomas J Dolbow 607 North Avenue #12
1880
Wert Insurance Agency Inc. 31 Elm St
3060
Loring M Reagle & Son 426 MAIN ST STE 2
2180
781-438-1375
Van Wallace Insurance Agency Inc. 942 Avenue
vanwallaceinsurance.com 2888
Insurance One Agency 450 VETERANS MEMORIAL PKWY STE 301A
www.insuranceone.net 2914
401-438-4244
Thrift Insurance Cor 470 Atlantic Avenue #13
2210

Top GEICO Home Insurance Agents in Natick, MA

Homeowners Insurance Agents Agent Address Contact Details
Jim Smith 91 TOLL GATE RD
2886
401-738-7250
Email:jimsmith@geico.com
Jerry Sorrels 309 DANIEL WEBSTER HWY
3054
603-424-9901
Email:jsorrels@geico.com
Steve Allen 6 Congress Street
1757

Email:sallen@geico.com
Jim Somers 1150 NEW LONDON AVE
2920
401-946-6800
Email:jsomers@geico.com

Homeowners Insurance Comparison for the Cheapest Premiums in Natick, MA

GEICOAllstateNationwide
Median Home Value ($) 507,480457,480447,480
Construction year 199019631953
Home Coverage ($) $400000-$500000$350000-$400000$300000-$350000
Total Premium ($) $3375$3000$2470

Natick, MA Multi Policy Discounts by Home Insurance Companies

Home Insurance Company Multi Policy Discount (%)
Liberty Mutual upto 19%
Allstate upto 24%
Nationwide upto 9%
Erie upto 22%
GEICO upto 20%