Check out the most popular Home Insurance agencies & companies in Natick, MA & compare the best quotes from them.
As a homeowner in Natick, MA, insurance is essential to protect your home and belongings. Homeowners insurance is a type of insurance coverage that helps protect your home and your possessions in case of a covered loss. It can help pay for home repairs or replace your belongings if they are damaged or destroyed in a covered event. Homeowners insurance also provides liability coverage, which can help protect you from financial losses if you are sued for damages caused by your negligence.
The average price of home insurance in Natick, MA, is $1526. Many types of homeowners insurance policies are available, so it's important to work with an insurance agent to find the right policy for your needs. Your agent can help you understand the coverage options and choose the right amount of coverage for your home. The best method for finding affordable homeowners insurance in Natick, Massachusetts, is to shop around and compare costs from several insurance providers. There are various ways to accomplish this. By getting in touch with the insurance firms directly, you can ask for quotes. Here are a few tips for finding low-cost homeowners insurance in Natick, Massachusetts.
Factors affecting home insurance in Natick, MA:
1. Home insurance rates by coverage levels
2. Home insurance rates by deductibles
3. Home insurance rates by the age of the house
4. Home insurance rates by the safety features
Homeowners Insurance in Natick, MA - Rates by Coverage Level
The amount of money the insurance provider will provide if your house is harmed or destroyed is known as the coverage level. Your rates will increase based on the level of coverage you choose. Based on the value of your home, the insurance provider determines the coverage level. The firm will determine a coverage level after considering your house's worth. The more coverage you have, the higher your rates will be. For example, in Natick, Massachusetts, homeowners pay $1187 for home insurance for a $300,000 coverage level and $281 for a $100,000 coverage level.
Based on coverage, the prices for home insurance in Natick, Massachusetts, are shown in the chart below.
Homeowners Insurance in Natick, MA - Rates by Deductibles
Your deductibles heavily influence your Elyria, Ohio, home insurance premiums. The bigger your deductible, the less you'll pay your premiums. You will have to make additional out-of-pocket payments if you have a claim. It's crucial to pick a deductible that works with your budget and makes you feel at ease. Homeowners in Natick, Massachusetts, who choose a $2000 deductible pay $1166 or their home insurance. When choosing a $500 deductible for their home insurance in Natick, Massachusetts, homeowners pay $1508.
Homeowners Insurance in Natick, MA - Rates by the Age of the Home
As the age of a home in Natick, MA, increases, so does the cost of homeowners insurance. This is because older homes are more likely to have problems that require expensive repairs, such as electrical or plumbing issues. In addition, older homes are more likely to suffer from weather-related damage, such as wind or hail. As a result, homeowners insurance premiums for older homes are typically higher than those for newer homes. Homeowners insurance for houses in Natick, Massachusetts, that is 30 or 40 years old, costs $1550 and $1585, respectively, but it only costs $1145 for recently constructed houses.
Homeowners Insurance in Natick, MA - Rates by the Safety Features
The more safety features a home has, the lower the insurance rates will be. Some of the most common safety features that insurers take into consideration are fire alarms, smoke detectors, and deadbolt locks. Homes with these features are less likely to experience a fire or break-in and therefore are less risky to insure. For instance, homes in Natick, Massachusetts, with deadbolts and fire extinguishers, pay $1405 and $1374 for home insurance. If you want to save on your homeowners insurance, ask your agent about discounts for safety features..
Home Insurance Company | A.M. Best Financial Strength Rating | Homeowners Insurance Market share |
---|---|---|
GEICO | A++ | 16% |
Liberty Mutual | A | 10.26% |
Allstate | A+ | 9% |
Erie | A+ | 7% |
Nationwide | A+ | 5% |
Homeowners Insurance Agents | Agent Address | Contact Details | |
---|---|---|---|
Brandon Roberts | 220 Main St Ste C 03079-3185 |
603-898-5220 | |
Todd Boone | 1350 Division Rd #101 2893 |
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Nate Duncklee | 16 MAIN ST 2818 |
(401) 884-7800 | |
Stephanie Ross Lutcf | 50 Salem St 1940 |
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Stacy Leissner | 7 Christy Dr Ste 1 2301 |
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Lisa Barnes | 40 FENWOODD ST 1701 |
508-877-0078 | |
Dion W Morant | 646 Washington St Ste 4 2375 |
(508) 205-7211 | |
Janee Ferrari | 195 UNION ST 1510 |
978-365-4577 | |
Jacob Wisel Lutcf | 25 NEWPORT AVE EXT 2171 |
617-847-0005 | |
Lauren Andreadis | 2 EASTERN AVE 1615 |
508-831-9200 |
Homeowners Insurance Agents | Agent Address | Contact Details | |
---|---|---|---|
Khankham Thavongsack | 201 VILLAGE ST 2053 |
508-533-8914 | |
Stephen Helwig | 49 Margin 1960 |
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Dell Lawson | 400 Amherst St 3063 |
(603) 886-0700 | |
Lisa Amato | 370 BOSTON POST RD 1776 |
978-443-0050 | |
Kevin Mlynarek | 1 Wall Street 1803 |
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Steve Harper | 27 Market Street 2370 |
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Hub Intl Northwest | 1207 COMMERCIAL ST 2189 |
781-337-3381 | |
Todd Croker | 229 Main Street 1757 |
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United Agency Inc | 100 Conifer Hill Dr Ste 103 www.unitedagencyks.com 1923 |
Email:united@unitedagencyks.com |
|
Wayne Woolston | 635 Mass Avenue 635 Mass Avenue Arlington 2476 |
Homeowners Insurance Agents | Agent Address | Contact Details | |
---|---|---|---|
Willis S. Nesbit | 8 Clarendon Street 2116 |
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Whims Insurance And Financial Services Inc | 379 Neponset Avenue Dorchester 2122 |
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Victor F Nevarez Agency | 18 Copeland Street 2169 |
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Kyle Goyne Insurance Services Llc | 1 MAIN ST 2860 |
401-726-3330 | |
William S. Adams | 95 Belmont Street 2375 |
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Larry Cole Insurance Inc | 75 DONNA DR 2341 |
781-293-6329 | |
Zach Leonardo & Associates Llc | 22 Concord Street 3061 |
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Hollingsworth-Riddleberger | 52 SECOND AVE 3RD FL 2451 |
888-717-1776 | |
Jane Tampellini Agency Inc | 201 MAIN ST 1450 |
978-448-3900 | |
W. Keith Charles | 5 Main St 2364 |
Homeowners Insurance Agents | Agent Address | Contact Details | |
---|---|---|---|
Murray Insurance Agency | 11 CONCORD ST www.murrayinsuranceagency.com 3064 |
(603) 882-2766 | |
Skyline Insurance Agency Inc | 20 Park Ave. 1605 |
(508)242-7437 Email:RON@SKYLINEQUOTES.COM |
|
Partlow Insurance Agency | 549 HOPE ST 2809 |
401-253-5300 | |
Wagner Insurance & Financial Inc. | 590 Bedford Street 2351 |
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Thomas J Dolbow | 607 North Avenue #12 1880 |
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Wert Insurance Agency Inc. | 31 Elm St 3060 |
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Loring M Reagle & Son | 426 MAIN ST STE 2 2180 |
781-438-1375 | |
Van Wallace Insurance Agency Inc. | 942 Avenue vanwallaceinsurance.com 2888 |
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Insurance One Agency | 450 VETERANS MEMORIAL PKWY STE 301A www.insuranceone.net 2914 |
401-438-4244 | |
Thrift Insurance Cor | 470 Atlantic Avenue #13 2210 |
Homeowners Insurance Agents | Agent Address | Contact Details | |
---|---|---|---|
Jim Smith | 91 TOLL GATE RD 2886 |
401-738-7250 Email:jimsmith@geico.com |
|
Jerry Sorrels | 309 DANIEL WEBSTER HWY 3054 |
603-424-9901 Email:jsorrels@geico.com |
|
Steve Allen | 6 Congress Street 1757 |
Email:sallen@geico.com |
|
Jim Somers | 1150 NEW LONDON AVE 2920 |
401-946-6800 Email:jsomers@geico.com |
GEICO | Allstate | Nationwide | |
Median Home Value ($) | 507,480 | 457,480 | 447,480 |
Construction year | 1990 | 1963 | 1953 |
Home Coverage ($) | $400000-$500000 | $350000-$400000 | $300000-$350000 |
Total Premium ($) | $3375 | $3000 | $2470 |
Home Insurance Company | Multi Policy Discount (%) |
---|---|
Liberty Mutual | upto 19% |
Allstate | upto 24% |
Nationwide | upto 9% |
Erie | upto 22% |
GEICO | upto 20% |