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Home Insurance Costs with Deductible Scenarios in Somerville, MA & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Somerville, MA $558300 $1125 $1,549
Danvers, MA $380600 $720 $991
Weston, MA $1198400 $743 $1,022
Topsfield, MA $566700 $739 $1,017
Everett, MA $356500 $921 $1,268
Westwood, MA $663000 $744 $1,024
Cochituate, MA $608400 $737 $1,014
Concord, MA $781500 $738 $1,016
Newton, MA $845100 $938 $1,291
Middlesex County, MA $453300 $941 $1,295

Impact of Coverage Amount on Home Insurance Cost In Somerville, MA

Coverage Amount Home Insurance Cost ($)
$100,000 $282
$200,000 $867
$300,000 $1,150
$400,000 $1,412
$500,000 $1,807
$750,000 to $1000,000 $2,090
Above $1000,000 $2,471


Somerville, MA Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Somerville, MA Average Home Insurance Cost$1,567.35
State Average Home Insurance Cost$1,410
Difference Vs national Average343.35

Top Homeowners Insurance Companies in Somerville, MA

Insurance Provider Average Homeowners Insurance Cost($)
Liberty Mutual $1,247
Preferred Insurance $929
United $906
State Farm $878

Somerville, MA Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -188 1379
One Claim +125 1693
Two Claims +188 1755